Depending on your account and the owner of the ATM, you may be charged a usage fee and/or a monthly account keeping fee.EFTPOS (Electronic Funds Transfer at Point Of Sale)EFTPOS terminals can be found where goods or services are sold e.g. supermarkets or petrol stations. EFTPOS enables you to pay fo[r]
Lack of funds has made it difficult for firms to invest in modern machines, information technology and human resources development which are critical in reducing production costs, raising productivity and improving competitiveness. Low investments have been traced largely to banks unwi[r]
banks to close them. This was justified by the enormous costs of maintaining widespreadbranch networks. It also mirrors the fact that the largest private banks turned away fromthe retail business. One important question is whether this reflects the crowding-out of pri-vate banks by public ones, or w[r]
Method-of-Moments (GMM) estimator proposed by Arellano and Bover (1995) and Blundell and Bond(1997) to extract consistent and efficient estimates of the impact of banking sector development ongrowth and the sources of growth. Specifically, dynamic panel procedures typically take firstd[r]
Eichengreen, B., B. Richard (eds.), Rescuing Our Jobs and Savings: What G7/8 Leaders Can Do to Solve the Global Credit Crisis. The booklet is published on http://www.voxeu.org/index.php?q=node/2340 and is documented in German in Schäfer, D. (Ed.): Finanzmärkte im Umbruch: Krise und Neu[r]
(1977) and Altman (1977) also focuses on the U.S. banking market and draws mainly on discriminant analysis for the classification of banks. Martin (1977) and West (1985) employ logit regression analysis for the identification of unsound institutions whereas Lane et al. (1986) pioneered the fi[r]
(1977) and Altman (1977) also focuses on the U.S. banking market and draws mainly on discriminant analysis for the classification of banks. Martin (1977) and West (1985) employ logit regression analysis for the identification of unsound institutions whereas Lane et al. (1986) pioneered the fi[r]
BIS Papers No 46 117 Consumer credit in the Philippines Winecito L Tan1 Retail banking in the Philippines is still nascent, with consumer loans accounting for only about 10% of total bank lending and less than 5% of GDP. That said, the consumption-driven nature of the economy c[r]
several general categories of problems frequently associated with financial crises: unsustainablemacroeconomic policies, weaknesses in financial structure, global financial conditions, exchangerate misalignments, and political instability. Macroeconomic instability, particularlyexpansionary m[r]
The transition to markets dominates the development Privatization policies, in particular in housing and agenda of the 1990s. Financial sector reforms are central real estate. to a successful transition to a market economy. Renaud The strategies adopted whether by design or by focuses on one dimen[r]
Misra), Sonali Publications, New Delhi, 2008, pp. 41 — 49 (Co-authored with Mr. Amlan Ghosh). (xiv) “Management Control in Road Transport Undertalcings : A study on North Bengal State Transport Corporation” in the book titled, “Surface Transport for Rural Development” edited by Rabi Na[r]
from the crisis in recent yearsfrom the crisis in recent years••India has emerged as a dominant player in rubber with fourth posIndia has emerged as a dominant player in rubber with fourth position in production ition in production and first
practice, credit lines were typically granted with a maturity of 364 days so that they did not have to be included in the capital charge. Such a zero weighting for short-term credit lines has been largely abolished with the introduction of Basle II in January 2008 (see Bundesbank, 2007[r]
deaths per 100,000 live births. Family planning acceptance has also remained persistently low with a modern contraceptive prevalence rate of just 13 percent in 1998 and 19 percent in 2003 (GDHS). The proportion of women who give birth with the assistance of a skilled birth attendant, a[r]
participants, including state-owned banks, partially privatized banks, joint ventures and foreign institu-tions. The growing presence of foreign banks—through investments in Vietnamese banks and the es-tablishment of wholly foreign-owned banks—is likely to motivate domestic institutions to im[r]
13 3.3 Arrears, provisions and write-offs In order to obtain an accurate measure of international bank lending the following reporting procedures are recommended for the locational statistics: 3.3.1 Arrears of interest and principal Until they are written off, arrears should be included i[r]
The higher are the fixed costs at the firm or branch level, the higher are the economies of scale that can be reaped by an expansion of output and the lower will be the number of banks or bank branches in the long-run market equilibrium. This has been shown within a spatial competition model[r]
well as its ability to resolve the problem for estimation results of micro leveldata to be aggregated to a macro level to derive meaningful interpretations.191The Johansen (1988) technique, which is employed to estimate the banklending channel with appropriate restrictions, established the existence[r]
Assecting the sevice quality and customer satifation in retail banking sector from customers perspective AC between state owned commercial banks ang jonit stock commerical banks in hochiminh cityAssecting the sevice quality and customer satifation in retail banking sector from customers perspective[r]